ABOUT US
PNS Associates was Established in 1994 by Sudhakaran P N at Chirakkara with the aim of making essential financial decisions especially health protection and long-term investing simpler and more dependable for local families and working professionals.
From the beginning, the focus has been on guiding clients in a practical, easy-to-understand way, so they can choose options that match their real needs, budgets, and life goals.
Over the years, the firm has grown largely through trust, referrals, and long-term relationships, supporting clients not only at the time of starting a policy or investment, but also through renewals, updates, and ongoing service needs.
In 2020, PNS Associates expanded its presence by opening a new office at NCC Road, Thalassery, improving convenience and accessibility for clients who prefer in-person consultations and quicker support.
Vision
To be a trusted partner for individuals and families by helping them stay protected with the right health insurance decisions, plan with confidence, and grow wealth responsibly through disciplined investing.
Mission
Our mission is to guide clients with clear health insurance and mutual fund solutions tailored to their needs, while providing consistent and transparent support at every step—from selection to renewals and ongoing follow-ups.
Why Choose PNS Associates
We don’t believe in one size fits all solutions. Every family, income level, and life stage is different so our advice is built around you. We explain options clearly, avoid unnecessary complexity, and recommend only what genuinely makes sense for your protection and growth.
Guidance That Goes Beyond Paperwork
Our relationship with clients doesn’t end after a policy or investment is started. We stay connected through renewals, updates, claims assistance, and regular follow-ups so you’re never left figuring things out alone when it matters most.
Local Presence. Long-Term Commitment.
As a locally rooted firm with offices in Chirakkara and Thalassery, we’re easy to reach and quick to respond. Clients trust us because we’re nearby, approachable, and committed for the long run supporting financial decisions not just for today, but for years ahead.